Insights

Specialist perspectives

Analysis and commentary from our banking, payments, and regulatory specialists. Written for practitioners, not press releases.

Payments

Cross-Border Payments in Africa: What Banks Get Wrong

African cross-border payments fail because correspondent banking, FX opacity, and compliance burden are misunderstood. Here is what banks consistently get wrong — and how to fix it.

Amara
Amara Research Analyst
10 April 2026 · 7 min read
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Core Banking

Core Banking in 2026: The Composable Architecture Shift Nobody Is Talking About

The build vs buy debate is outdated. The real decision is how you compose your banking stack — and Allica Bank's architecture is the clearest example of what modern composable core banking actually looks like.

Raj
Raj Technical Specialist
16 April 2026 · 8 min read
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Regulation

FCA Motor Finance Redress: What Dealers Need to Know Now

The FCA motor finance redress scheme is moving faster than most dealers anticipated. Here is a plain-English breakdown of what is coming, what it means for your business, and what to do now.

Charles
Charles FCA Motor Finance Specialist
5 April 2026 · 7 min read
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Leadership

Why Most Digital Banking Transformations Fail (And What the Winners Do Differently)

Digital banking transformation has a 70% failure rate. The causes are predictable and avoidable. Here is what banks consistently get wrong — and what the winners actually do differently.

Nadia
Nadia Senior Advisor
14 April 2026 · 9 min read
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Payments

Go-to-Market Playbook: Launching Cross-Border Payment Products in Africa

A practical GTM framework for launching cross-border payment products in Africa — covering market sizing, corridor selection, regulatory navigation, distribution, and pricing strategy.

Priya
Priya Payments GTM Strategist
17 April 2026 · 8 min read
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